We go beyond ‘traditional insurance’.
We are helping the world be digitally healthy.

Our Story

Our co-founders realized that most insurance solutions fall short of protecting small to midsized enterprises (SMEs) from the emerging risks of our digitally-connected world. That is why in 2018, they launched BOXX Insurance with the goal of giving SMEs advanced insurance solutions at an affordable price.

BOXX Insurance brings together new technologies, data science, and specialized underwriting to go beyond protection to predict, prevent, and respond to the risks of today and tomorrow.


We go beyond 'traditional insurance'. 
We are helping the world be digitally healthy.

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How we are different?

We’re a digital age insurance provider and built to help businesses and families stay ahead of cyber threats as well and respond to them. BOXX offers cyber insurance and services curated for everyday businesses and consumers. Powered by great technology, BOXX is making cyber simpler for customers and partners. We aim for zero paperwork and instant everything.  We offer hassle-free business, and consumer products across Canada and soon in other places in the world.  

Anyone can claim they are changing traditional insurance. But we've made a promise to:

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Digital Everything

From application to claims, we've made all of our touchpoints straightfoward and digital


We use smart technologies to reduce risks and prevent claims in the first place


Only The Best Partners

We work exclusively with top-rated partners. All policies are underwritten by global, award-winning insurance giants


Global Risk Perspective

We are active in countries across the world, enabling us to gather data on risks and price our products right

Meet our Global Team


BOXX Insurance has offices in Toronto, Singapore and Miami.

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Dawn Colquhoun, CAIB

Lead Cyber and Technology Underwriter

Dawn Colquhoun is the Lead Cyber and Technology Underwriter for BOXX.  Dawn started her career on the brokerage side. Most recently Dawn was the Regional Cyber Insurance Practice leader for a very large Canadian insurer brokerage specializing in cyber and risk management. During her 20 plus year career in commercial insurance, Dawn has had progressively senior roles across Canada.


Michelle Diniz

Head of Operations

Michelle Diniz oversees all things operations at BOXX. Prior to joining the team, Michelle was the Vice President at a large Canadian MGA and specialist London market insurer. Having held various management roles in IT, operations, and online business development, she brings over 30 years of experience in the specialty carrier space.

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Hilario Itriago

President, BOXX USA

Hilario Itriago is an Internationally recognized insurance industry leader, former FTSE 100 Company Division CEO, COO and CFO at RSA Insurance Group Latin America, prior to successfully leading the sale of the RSA Division to Grupo Suramericana from Colombia. Since then he has been an accomplished Insurtech entrepreneur having co-founded and sold his first company, and now being an investor and advisor in others.


Vishal Kundi

CEO & Co-Founder

As one of the founders of BOXX, Vishal Kundi’s goal is to redefine the manner in which commercial insurance products are assessed, priced, and distributed. Before BOXX, Vishal held the role of Chief Sales Officer at Arthur J. Gallagher, where he led the integration of 11 insurance brokers from across the country under one, unified brand. Vishal brings a global perspective to building a new company, having lived and worked across the world, including Hong Kong, Dublin and London, and played a pivotal role in insurance startups in both Latin America and South East Asia.

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Donna Millingen

Lead Cyber and Technology Underwriter

Donna Millingen is the Lead Cyber and Technology Underwriter for BOXX.  Donna started her career on the brokerage side working for both multi-national brokerages, as well as a large regional broker, advising clients on professional liability. For the past 10 years, she has been an underwriting specialist in professional liability. Most recently Donna was an Executive Underwriter at a Canadian insurer specializing in cyber and professional liability.


David Pusch

Chief Technology Officer

David Pusch is the Chief Technology Officer, with responsibility for all BOXX technology including software development and infrastructure.David has 15+ years of experience in software development and implementation. Most recently, David was the Director of Mobile and Web Technologies for Zenbanx.


Mike Senechal

Chief Operating Officer & Co-Founder

Mike Senechal is a notable fintech leader who has launched many innovative banking and insurance products over the years, including the first online insurance issuing system for CNA Insurance. Before BOXX, Mike was the co-founder and COO of Zenbanx, a multi-currency bank started with Arkadi Kuhlmann, the former CEO and founder of ING DIRECT. In 2017, Zenbanx was acquired by SoFi Inc., for $100 million. Mike joined the Zenbanx founding team after several years as CEO and founder of emailtopia, an email management software and services provider.

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Dominic Steptoe

Chief Product Officer

Dominic Steptoe is responsible for setting BOXX’s product strategy, overseeing product development, user experience, product partnerships and innovation.


Prior to joining BOXX, Dominic held a number of senior product and marketing leadership roles around the world, most recently in Switzerland where he was head of the consumer business and CMO for a subsidiary of American Express and Credit Suisse. There, he led the development of market leading products and services as well as major co-brand relationships. Previously at American Express for 20+ years, he led regional and global product and marketing teams in London, New York, Singapore and Hong Kong developing Amex’s consumer and small business product strategy for its network partners around the world.


Alex Tomaszewski

Head of Brand & Digital

Alex Tomaszewski is our creative lead and delivers inclusive brand experiences across all parts of our business. He oversees all aspects of our creative execution including film, digital and print design. A graduate of Ryerson University’s Radio & Television Arts and UCLA’s School of TFT International Program, Alex has collaborated with companies from across North America at a national and local scale. If a project needs some creative injection, his aim is to deliver your message as creatively and effectively as possible.


More facts about BOXX

About BOXX

We’re a digital age insurer built to help businesses and families stay ahead of cyber threats and provide the best, simplest and most reassuring insurance experience we can.

We are aiming for zero paperwork and instant everything. We offer hassle-free business, and consumer products in Canada and soon in other places in the world. BOXX is a fully licensed Managing General Agent and Lloyd’s of London coverholder which means that we underwrite, price, and sell policies, as well as manage renewals and partnerships.

How is BOXX’s business model different from that of a traditional insurance carrier?

Traditional insurance companies respond once there has been a claims incident.

BOXX was built differently.

At BOXX, our goal is for you to never had an incident by providing with you education, security tools and managed services to reduce your changes of being hit. In the event you are compromised, unlike traditional insurers who may take some time to respond to you, BOXX has a tech team available 24/7 to answer and respond to your emergency call.

This way, our customers enjoy amazing insurance, have access to services that we’ve already vetted and society, as a whole gets a little digitally safe.

How are you using my premium dollars?

BOXX keeps a fixed percentage from the premiums we collect. This pays for developing cool tech, running an insurance business (including salaries, rent, and expenses), and hopefully making some profit. As a fully digital business, we can operate at a lower cost than traditional insurers which means we can share those savings with our clients.

Here’s how that works:

BOXX is a fully licensed and approved Lloyd’of London coverholder which means that we underwrite, price, and sell policies, as well as handle renewals and administration. We take a flat fee from all premiums paid by our customers, and use the that money to run our business. The remaining amount of premium is used by our insurance backers to pay for claims and the cost of their capital.

How is BOXX structured?

BOXX Insurance Inc is a privately owned company with its head office in Toronto, Canada. BOXX Inc. is the parent company for a subsidiary company in Singapore.

How do I get BOXX insurance?

BOXX policies are primarily sold through insurance brokers or partners. With certain plans, Business customers can also download the app in order to manage their policy, get help from our team, and file claims.

What kind of policies does BOXX offer?

We currently offer cyber insurance for businesses and consumers

We’re constantly working on new and exciting products and features. We recommend following us across Social Media channels to get updates about new stuff as it becomes available.

Are you financially rated?

Glad you asked. Our insurance partners are. These are the companies that pay our claims. Some of the biggest insurers in the world and well known brands are backing BOXX. Names like Munich Re and Hartford Steam Boiler back BOXX’s policies, in addition to the world renowned Lloyd’s of London.

When can I expect BOXX to be available where I live?

BOXX is already available across Canada. For everyone else - we’re coming soon, so stay tuned for updates.

How can I reach you if I have had a potential incident?

If you have a BOXX policy, click here to get in touch. Otherwise, you can always get in touch with our team through the insurance broker or partner you purchased the policy through.

How do you keep my information private?

We highly value and respect your privacy (see our Privacy Policy). We will never sell your information, or share it with anyone except for the purposes of providing our services and promoting our business.

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For more information on how BOXX Insurance may be of value to you,

please feel free to connect with us. We're eager to help!